Compare Equity Release


Do you have an outstanding mortgage on your home?

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What is the approximate value of your home?

Are you over the age of 55?

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This helps calculate how much equity you can release from your home.

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Compare Equity Release

What is Equity Release?

Equity release is a financial product for people aged 55 to 95 which allows you to release some of the cash (equity) tied up in the value of your home. The money released, which can be spent however you like, can be taken as a single lump sum or in smaller amounts after an initial lump sum. 

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* We work with Key Equity Release who offer this lowest rate promise. If you've already had equity release quotes from providers or advisers, arrange a consultation, provide the adviser your illustration with the same criteria and they'll beat or match the rate or pay you £500. This challenge only applies when you've had a consultation with Key, and to Equity Release Council approved plans available at the time of your recommendation from Key.

You choose how to use the cash you release

No monthly repayments

No credit checks or obligation

Compare a wide range of products

Access expert equity release advice

Help with paying off your mortgage

How Equity Release Can Help

The cash released from your home can be spent however you like.

Help with gifting to family

Help with paying for dream holidays

Help with money worries


Things To Consider About Equity Release

What is equity release?

Equity release is a way of releasing the wealth tied up in your property without having to sell it and move to another home.  You can either borrow against the value of your home or sell all or part of it in exchange for a lump sum or a regular monthly income.  Some plans give you the option to “draw down” further equity (cash) at a later date, following an initial lump sum, based on your requirements.

Equity release is designed to help older customers who either own their property outright, or have relatively small mortgages left to pay. They may decide to “release equity” in their property - that is, take out a loan or sell part of the value of the property – knowing that they will not actually pay that money back to the lender (or reversion provider, in the case of a home reversion plan).  The loan or reversion sum will be repaid at a future date, when the property is sold.

Is equity release right for me?
Equity release plans are not right for everyone and it is important that you fully consider your options and receive independent equity release advice before making a decision. It is also important that, if you do decide to use an equity release product, you choose one that meets your needs.
Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without any early repayment charges. An equity release adviser can help you to choose the plan that is right for you
What are the alternatives to equity release?
Before taking out an equity release plan, you should check what the alternatives are.  For instance, you may have other investments, savings or assets to draw on, or you may wish to continue some form of paid work. You could downsize to a smaller property or one of lower value – perhaps by moving to a different part of the UK where house prices are cheaper.

Ultimately you will need to weigh up all the alternatives and, along with help and advice from your equity release adviser, decide whether any of these alternatives meet your requirements

Could this type of scheme help me reduce any inheritance tax?

Equity release will reduce the value of your estate. You should speak to your equity release adviser if you are considering using equity release for this purpose.

By submitting this form you agree to be contacted by our regulated partner Key Equity Release to confirm your details and provide a comparison and quotation based on additional questions about your circumstances. Any personal data provided through this form will be processed in accordance with our Privacy Notice.

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